How can I use money wisely and spend on what I need not what i want?
I want to saving but interest in bank is too low yet also I dont have any saving. Dont ever mention saving, even insurance I also didnt purchase. Am I living in a guarantee life is Im secured by insurance?
I dont know. Seem like my money management sense is ZERO. I dont have any planning yet saving. Like nowaday youngster that spent without thinking or known well as 'strawberry' group that always dependent on the old.
I dont have any liabilities of car loan but study loan from ptptn. Wondering whether I should sign up for the 1% interest charge contract with 15 years time to repay loan or just leave. Repay when I hv money or wait till the time authority to take action?
Sighs...
What am I wondering? Money wont drop from heaven if u didnt work for it. Any other thing I can do to save for future or raining day?
I need kick off those bad habit that buying unecessary wants.
Year 2011 just began.... yet I'm so long-winded about it. How am I going to go through all this?
I want a better life ... yet doing nothing. Stupid of me !!!
Maybe i should knock my head over the wall so that I stay awake ....
Hi Gal,
ReplyDeleteYou may consider to buy insurance saving plans. Coz I'm also same like you, very poor financial arrangement one, always earn how much use how much, always cannot control myself.
But this savings plan really do help lor, each month around RM200-250, depends which package you buy. You can ask around de =)
thanks gurly for ur advice.. i tink i need go find prof related abt the insurance u mentioned... tks for de advice to enlighten me ..else i tink my mgmt money would be zero....
ReplyDeletethanks alott!!!